Thursday, May 8, 2008

Soundslides link

Here is a link to a Web site for the soundslides presentation with two people who are uninsured and in their 20's.

Uninsured 20-something soundslide

Monday, May 5, 2008

Health Insurance Statistics

Click below to find out some interesting statistics on health insurance from across the state and country that were mentioned in class:

Health Insurance Statistics

If asked to log onto the Web site use the following info:
password: gary5155


The facts and figures from Insurance agent Laurie Brockhoff

Community Insurance Agent, Laurie Brockhoff
Gaylord, MN

-Laurie talks about the generals of being uninsured.

-Laurie talks about hypothetical costs and insurance coverage options.

-Laurie offers advice to the young and uninsured

Not Live, But Raw: University student Karah Barr

-Randi L. Niklekaj

Here's what you didn't see...

If you want some extra info about visiting the doctor without health insurance, check out my interview with Dr. Vener at Sibley Medical Center in Arlington, MN

More interviews to come.
-Randi L. Niklekaj

Young, healthy, and uninsured...

Photo: Jessica Mann

Matt Peterson is young, healthy and, like many people in their twenties, uninsured. He works at a restaurant to pay the bills and health insurance is the last thing on his mind. “It’s mainly a subject that I never think about,” he says. “It hasn’t really been an issue so far, because I’ve never had any major illness or injury or prescriptions that I have to pay a bunch of money for or anything like that”

While his situation is fairly common, some uninsured 20-somethings struggle with their budgets in order to try and make ends meet while having some type of health insurance. Some of them worry about a potentially costly accident or illness and others are required to be insured while in school.

Photo: Jessica Mann

A junior at the University of Minnesota, Joy Petersen has been researching insurance plans for months, after no longer being covered under her parents’ plan. “As of right now, I can’t afford insurance through any company,” she says. “I don’t have enough money to pay $118 dollars a month when it means the difference between just in case you get hurt and just in case you want to eat.”

What about some Answers?

We have been talking a lot about the problem of being uninsured and in your twenties, but what about some solutions to this growing problem. I was talking about this project with a co-worker who mentioned a program for young and uninsured Minnesotans. I also heard Dr. Vener mention this program in our interview.

Google: Images
Minnesota Care is a joint federal-state program that "provides subsidized health coverage to eligible Minnesotans." To qualify people must meet income limits and satisfy other requirements related to residency and lack of access to health insurance.
Children and parents, legal guardians, foster parents, or relative caretakers residing in the same household are eligible for Minnesota Care, if their total household income does not exceed 275 percent of the federal poverty guidelines.

So that means, if you live with your mom and dad, you just graduated college and you no longer qualify for their plan- your total income (all three of you) would have to be less than $48,400 per year. While Minnesota Care is one option, many 20-somethings already fail to meet this first requirement...and there are more.

Google: Images

Check out the link from the Minnesota House of Representatives, Research Department about Minnesota Care.

Below are a few links about the Minnesota Care health insurance program.

Hope this provides some answers.
-Randi L. Niklekaj